’I blew it all’, look at Doc Shebeleza’s last words on earth before dying that left South Africans in tears.If you want to buy a home, your first step is to get your finances in order. You should raise your credit score and make sure that your income is stable. Next, you should calculate how much you can afford to borrow, your down payment, and the length of the mortgage.

You should also compare interest rates from at least three mortgage lenders before deciding on one. After determining your eligibility, you should submit the required financial documentation to get pre-approval. Once you have found a home that you want to buy, you can make an offer.

Pre-approval is not binding
Obtaining a pre-approval letter does not guarantee you’ll be able to get a mortgage. It is a tool that can distinguish you from other homebuyers. However, you should always remember that this letter does not lock you in to a specific mortgage rate. The mortgage rate is subject to change at any time, so be sure to review your lender’s commitment letter before signing it.

Pre-approval letters are based on the borrower’s financial status, debt, and income, and are not legally binding. The lender may have a pre-approval letter for a lower price, but they are not bound to make the loan. The lender is free to honor pre-approval letters from other lenders, but it’s not recommended. Obtaining several letters of pre-approval is not necessary, and you could end up paying for them.

Down payment
There are many reasons to pay as much money as you can upfront for a down payment on a mortgage. For starters, you may find that you can qualify for a lower interest rate and lower private mortgage insurance (PMI) payments if you have a larger down payment. Also, if you are a first-time home buyer, a larger down payment will help you to gain an advantage in multiple bid situations.

The size of your down payment will affect your lifestyle and long-term financial goals. It will determine how much you can save each month for the mortgage and other expenses, like property taxes, insurance, and possible repairs. A larger down payment will also help you qualify for a lower loan-to-value ratio, which lenders consider a lower risk to them. In addition, a larger down payment will likely result in lower interest rates and mortgage insurance.

Credit score
Mortgage lenders use a number of factors to determine whether you can get a loan. One of these factors is your credit score, which reflects your entire credit history. You can have a high score if you make all of your payments on time, but if you have a history of delinquency or defaults, lenders won’t be so kind. However, you can improve your credit score by paying off all of your debt, as this will lower your overall credit utilization and show lenders that you’re a reliable borrower.

The mortgage lender will often get just one report for you, so if you’re applying jointly with a partner, your credit score will be taken into account. In addition, mortgage lenders often base their decisions on your middle credit score. If you have a lower credit score than your partner, you may be better off focusing on the middle score for both of you. The same applies for people applying for a mortgage who have separate credit reports.

Government-backed loans
There are many advantages of government-backed loans for getting a mortgage. All government-backed loans are subsidized and insured by the federal government. VA, FHA, and USDA loans are common. These programs offer borrowers lower credit ratings and debt-to-income ratios.

Borrowers with good or excellent credit can qualify for extra closing cost allowances. Several lenders offer government-backed loans through their online marketplace.

The purpose of a government-backed loan is to help make home ownership more affordable for many people. The government guarantees the loan, so lenders are more willing to extend it. However, these loans do have strict requirements.

You should always read all loan requirements before applying. Additionally, you should know that these loans are usually only available for primary residences. Nevertheless, they may be the best option for you if you have good credit.

Applying for a mortgage
When applying for a mortgage, the first step is to request Loan Estimates from three or more lenders. Share documents, such as your income and debts, with each lender, to help them determine your loan amount. The more information you give lenders, the more accurate their Loan Estimates will be.

On-screen Maids: Who is more educated?

On-screen Maids: Who is more educated between Dorothy from House of Zwide, Martha from Isitha, and Celiwe from Imbewu?
1. Dorothy from House Of Zwide

Brenda Mukwevho may be well-known for her amazing behind-the-scenes work and portrayal of Lufuno in the Venda drama series Muvhango, but she has also had some brief acting roles that you may not have noticed.

Something that House of Zwide fans may not have known is that the actress is also a director. She attended the National School of the Arts. After that, she enrolled at Tshwane University of Technology (Technikon Pretoria) to study theater.

2. Celiwe from Imbewu

Brightness Zulu is an actress, singer, stage performer, and MC. Brightness is a talented singer; even behind the scenes, she sings with some of her colleagues. Most people know her as Celiwe on Imbewu, even on the poster for their performance. She is a Stage performer and has been performing on different events.

Actually, she grew up in Umlazi and attended her primary there. She has a diploma in performing arts, and she is continuing to study; currently, she is into film and television.

3.
 

 

 

 

Ontiretse Radipabe’s career in particular is just starting out but already shows signs of huge success.Ontiretse Radipade is an upcoming actress born in Atteridgeville, Pretoria, Gauteng Province, South Africa, in 2004.She made her broadcast debut as one of the children on the bus with Malume on YoTV Land for a brief appearance. She had to leave her dream for a while because she moved around a lot.

Reports reveal the actress herself is 19 years old; she is still young, has no qualifications yet revealed on the internet, and looks like she is still studying.

Muvhango’s Tenda shows off his wife Mpho in real life

Nathaniel Ramabulana has always made it clear that he is married, and his onscreen wife and he have chemistry that leads one to believe they are married in real life.

Many relationships have developed as a result of onscreen affairs over the years, with some even ending up married. Tenda and Mpho from Muvhango, on the other hand, have both shown off their real-life husbands on their Instagram sites.

 

 

 
Nathaniel tales on the role of Tendamudzimu in Muvhango and has been for several years. He has a family with Mpho, who is also a sangoma, and the two have a blended family as Mpho has a child from her teenage years.

When it comes to his wife and kids, Tenda will punish anyone who dares to cross them as he is an overprotective family man.

Nathaniel Ramabulana has always preferred to keep his personal life private, and he has never shared photos of his family. However, Ramabulana shared a photo of himself on vacation and then a couple of images with his wife, indicating that he was on holiday with his wife.

His followers have been impressed and have commented on how well the two appear together. The image was captioned ‘Best things in life are better with you’ by Ramabula.

His wife’s name is Mpho Mukwevho, and they are both originally from Venda. They have a daughter together, but they are also multilingual.

The actor took to Instagram in September 2022 to tell that he was spending his real-life anniversary with his wife, Mpho Mukwevo. Nat and Mpho have been married for ten years, according to his caption, and he refers to her as his best friend and love. Nathaniel decided to propose to his wife again during the celebrations.

The star escorted her to Browns, one of the most expensive jewelry stores in the country. Nat recreated their first date after taking images at the shop. The date was a picnic in the park, and he laid out checked mats and chairs on the grass, while the table was arranged with snacks, fruits, and champagn.

Ramabulana recently uploaded photos of himself and his wife on vacation at a beach in several of his postings.

Many people were taken aback because this was the first time the actor has shown his wife on Instagram, and while his fans knew he was married, they had never seen his wife before. They are both Venda tribe members, yet they are multilingual and can communicate in other languages. They have had one daughter from their marriage so far.

WATCH: Kefilwe Mabote shines as supercars take over Durban

Several supercars, from an R8 million Lamborghini Urus to an R3 million Bentley Continental, recently brought Durban to a standstill. Take a look..

Durban streets were quiet as some of the world’s flashiest cars made their way to a recent car show which had uMhlanga as one of its venues.

In recent years, car shows have become increasingly common in South Africa, and several celebrities have been the faces of these successful shows.

Petrohead Kefilwe Mabote was the face of yet another car show, which has since set social media abuzz.

SUPERCARS TAKE OVER DURBAN

 

 
Several supercars made their way to Oceans Mall and stole all the spotlight. The now-viral videos and photos have convinced many that Durban has fast become a playground for the rich.

In one of the now viral videos, a convoy of colourful supercars that cost a fortune can be seen, from the famous Lamborghini Urus to the sleek Bentleys.

After all, little is known about the car Kefilwe Mabote was driving, but many were more than convinced that it was a Porsche. She has a soft spot for Porsches and a fleet to show for it.

One of the several Lamborghinis spotted in the mix was a Lamborghini Urus, with a base price tag of R8 million, available at several dealerships around the country.

Some of the cars spotted in the mix include a Porsche GTS with a base price tag of R2 million.

After all, what is a car show without a Bentley? A sleek Bentley Continental costs R3 million, depending on the year of the model and trims. However, some of the highest prices are listed at around R6 million.

FIVE MOST EXPENSIVE WHIPS SPOTTED IN SOUTH AFRICA

After all, she joins a host of celebrities who have taken part in car shows. Last year, Jojo Robinson was part of the Saxnomy Supercar Sunday motoring show of 2023.

However, despite the recent successful car show, several of the world’s flashiest cars have been spotted around the country and often trend whenever they are posted.

However, The South African looks at the five most expensive cars spotted in South Africa. Here is a list of five expensive cars spotted in South Africa, from a Ferrari 599 to a priceless Bugatti.

Priceless Bugatti Veyron Mansory Vivere Diamond Edition
R150 million Pagani Imola
R20 million Pagani Huayra Roadster
R18.8 million Ferrari 599 GTO
R42.2 million Koenigsegg CCXR

South African actor JT Medupe, best known for his role as Leeroy in the popular drama series *Smoke & Mirrors*, has made the decision to temporarily step away from his acting career to focus on his family. The actor recently revealed that his wife is pregnant, and he feels the need to prioritize his family during this crucial time. Medupe’s heartfelt decision has garnered praise from fans who admire his commitment to his family, despite the challenges this might bring to his professional career.

### A Challenging but Necessary Decision

For Medupe, leaving the spotlight wasn’t an easy decision. He shared that his wife’s pregnancy has brought its own set of challenges, and he believes it is his responsibility to be by her side. In an interview, he explained, “My wife really needs me right now.” This statement reflects his dedication as a husband and soon-to-be father, showing his desire to provide emotional and physical support as his wife navigates this important phase.

The actor’s decision highlights a common struggle many professionals face—balancing personal and professional lives. Medupe’s choice underscores the importance of family, particularly during moments that require extra care and attention. By stepping back from his career, he’s demonstrating his devotion to his wife and their growing family.

### Concerns About His Role on *Smoke & Mirrors*

While *Smoke & Mirrors* fans have enjoyed Medupe’s portrayal of Leeroy, it seems that not everyone in his life was as enthusiastic about the role. According to inside sources, Medupe’s wife wasn’t particularly fond of the intense and sometimes dark nature of his character on the show. She reportedly expressed discomfort with certain storylines that Leeroy was involved in, which made her uneasy. Although Medupe approached the role with professionalism, he took his wife’s concerns to heart and acknowledged the importance of addressing her feelings.

This aspect of the couple’s life highlights how an actor’s on-screen roles can sometimes affect personal relationships. Despite the success and recognition Medupe gained from *Smoke & Mirrors*, he prioritized his wife’s well-being, showing that her happiness and peace of mind were more important than his professional achievements.

### Looking Ahead: What’s Next for JT Medupe?

As Medupe takes a break from acting, his focus will be entirely on supporting his wife through her pregnancy. Although he hasn’t provided a specific timeline for when he plans to return to acting, he has not ruled out the possibility of making a comeback once things have settled down. For now, his family is his top priority, and he’s fully committed to being present for his wife and unborn child.

Fans of the actor are hopeful that he will eventually return to the screen, but many have expressed admiration for his decision to put his family first. His choice to take a step back demonstrates a deep sense of responsibility and love, qualities that resonate with many.

In a world where professional success is often glorified above all else, JT Medupe’s decision stands out as a powerful reminder of the importance of family and being present during life’s most significant moments.

Minnie Dlamini found a new boyfriend. She has found love in the arms of a medical practitioner.TV personality Minnie Dlamini has reportedly found a new boyfriend,a plastic surgeon,Dr Brian Monaisa

Minnie Dlamini has fallen in love with a medical doctor.

The TV star allegedly dated Dr. Brian Monaisa after divorcing Quinton Jones.

Brian is a plastic surgeon that specializes in liposuction, body contouring, breast rejuvenation, stomach tucks, BBL, and mommy makeovers.

Social media has revealed images and videos of Minnie and Monaisa spending warm times together, supporting the report.

However, the lovers are yet to officially go public, as Minnie’s divorce is yet to be finalised.

The reports about Minnie Dlamini and Dr. Brian Monaisa has sparked mixed reactions, with a majority slamming Brian.

Uzalo actress Nothando Ngcobo sets the record straight after pictures of her emerged while she was in Gagasi FM studios sitting behind a mic.

Nothando was invited on the Gagasi FM midday show on Wednesday, 8 January, as a guest presenter. The show is co-hosted by Siphokuhle Luthuli and Mkay Music.

After that, she posted pictures on Instagram and fans congratulated her saying she deserves to be on Gagasi.

But the 30-year-old from Hammarsdale, west of Durban, told Daily Sun she didn’t say she was employed by Gagasi FM in her post.

“I see many people are just congratulating me and I appreciate that, but the fact is that I didn’t say I’m now a Gagasi FM presenter. However, if an opportunity to be a presenter presents itself, I won’t hesitate to grab it because I’d also love to be a presenter.

Nothando Ngcobo

“I was invited as a guest presenter and had a lot of fun at the station and enjoyed it. I also received positive response from those who were listening saying I was good on air,” she said.

Nothando, who plays Hlelo in Uzalo, said she’s still with the series despite not appearing for almost a month.

Nothando Ngcobo

“I was not fired from Uzalo and my character is still there. People are still going to see me on their small screens. I’m waiting for Uzalo to call me to shoot new episodes for this year,” she said.

Nothando last appeared in Uzalo in December 2024, where her character was in prison.

In a surprising turn of events, Zulu King Misuzulu KaZwelithini has officially called off his wedding with fiancée Nomzamo Myeni. The highly anticipated ceremony, which was scheduled to take place this month, has been abruptly canceled, sending shockwaves through royal circles and the broader public.

The announcement marks a significant development in the royal household, as preparations for the nuptials were reportedly underway. While the exact reasons behind the cancellation have not been disclosed, sources close to the royal family indicate that the decision was made by the monarch himself.

 

 
Adding to the gravity of the announcement, King Misuzulu has instructed that all benefits and privileges previously accorded to Ms. Myeni be terminated immediately. These include her security detail, which was withdrawn as of this morning. The move underscores the monarch’s decisive stance in severing ties with his former fiancée.

The cancellation of the wedding has drawn widespread attention, with many speculating on the underlying reasons and potential implications for the Zulu royal household. The King, who ascended to the throne following the passing of his father, the late King Goodwill Zwelithini, has been navigating a challenging reign marked by disputes over succession and internal family dynamics.While no official statement has been released explaining the decision, the move is expected to have both personal and public ramifications. As the head of the Zulu nation, King Misuzulu’s personal decisions often carry significant cultural and symbolic weight.

Observers and royal commentators are awaiting further clarification or comments from the King or the royal household. Meanwhile, the news has ignited discussions on social media and in traditional media platforms, as people weigh in on the unexpected development.

This latest development is expected to add to the already dynamic narrative surrounding King Misuzulu’s reign. For now, the Zulu nation, as well as South Africans at large, await further details on this unfolding story.

Prison learners across South Africa have shattered expectations by achieving an impressive 96% pass rate in their matric exams, demonstrating that education can flourish even in the most challenging environments.

Mzansi educational toys

Among the 171 inmates who took the exams at 17 correctional services schools, 104 obtained results qualifying them for university admission. These accomplishments highlight the transformative power of education, even within the confines of prison walls.

 

 

 

 

 
## Hard Work Behind Bars

While many inmates might spend their days idle, these matric candidates worked tirelessly, dedicating countless hours to their studies. Their determination and perseverance have not only defied stereotypes but also set a strong foundation for personal growth and societal reintegration.

## Celebrating Success

At a special awards ceremony held at Johannesburg Prison, Correctional Services Minister Pieter Groenewald lauded the learners’ achievements.

“Matriculants, know that you have contributed to building the nation. You are contributing to a better South Africa,” Groenewald said.

Mzansi educational toys

He encouraged the successful inmates to continue striving for excellence beyond the prison system. “You took up the pen to write an exam and succeeded. Now, you must take up the pen to create a brighter future for yourselves when you leave our facilities,” he added.

## Remarkable Results

Thirteen of the prison schools achieved perfect 100% pass rates, contributing to a 3% improvement in the overall pass rate compared to the previous year. These outcomes reflect the combined efforts of the learners and the educators who have guided them throughout their academic journey.

Groenewald also acknowledged the critical role of family support. Speaking to families at the ceremony, he emphasized the importance of maintaining connections with incarcerated loved ones, saying, “Prison is a lonely place. Your support can make a world of difference in their journey.”

## Education as a Key to Transformation

The National Senior Certificate represents more than just a qualification—it symbolizes hope and opportunity for the inmates. Groenewald urged the matriculants to use their achievement as a key to unlocking new possibilities.

“You can place the key there and do nothing, leaving the door closed. Instead, use it to open doors, transform your life, and contribute to building a better South Africa,” he advised.

Mzansi educational toys

## Gratitude to Educators

The minister extended heartfelt thanks to the teachers who work within correctional facilities, praising their dedication to nurturing an educated and empowered nation. Their commitment plays a pivotal role in providing inmates with the tools they need to succeed both academically and socially.

## A Beacon of Hope

The success of these prison learners stands as a powerful reminder that education can transform lives, regardless of circumstances. It also underscores the value of second chances, proving that with support, determination, and guidance, individuals can overcome their past and contribute meaningfully to society.

This achievement not only inspires other inmates but also challenges society to view rehabilitation and education as essential components of the correctional system. By empowering inmates through learning, South Africa takes a step closer to a brighter and more inclusive future.

Reality TV star Mpumelelo Mseleku, known for his roles in *Uthando Nes’thembu* and *Izingane Zes’thembu*, seems determined to live up to his father Musa Mseleku’s legacy of polygamy. The 23-year-old has made headlines with his bold plans to marry seven wives, following in the footsteps of his famous father.

This Christmas season, Mpumelelo chose to spend his holidays with his second baby mama, Tirelo, and their son, Singabakho. Meanwhile, his first baby mama, Vuyokazi, embraced single motherhood and celebrated the holidays with her two children.

 

 

 

 
### Mpumelelo’s Polygamy Ambitions

Mpumelelo initially expressed intentions to marry three wives, but he has since revised his plans, now aspiring to have seven wives. This ambition has stirred controversy and placed his relationships under scrutiny, especially as he navigates the dynamics between his current partners, Tirelo and Vuyokazi.

Earlier this year, Mpumelelo revealed to both Tirelo and Vuyokazi that he was planning to marry another woman, a virgin who he intended to make his first wife. This announcement led to tension in his relationships. Vuyokazi, feeling the relationship had become toxic, chose to leave.

### Vuyokazi’s New Chapter

Vuyokazi, now 26, has moved on from her relationship with Mpumelelo. Though she briefly dated another man, that relationship also ended. However, she seems content focusing on her children, Mhlophekazi and Nzuluyemfihlalo.

This Christmas, Vuyokazi went all out, creating a magical holiday experience for her family. She and her children wore matching red and white Santa-themed outfits, and her beautifully decorated home exuded festive cheer. Sharing photos on social media, she appeared happy and thriving without Mpumelelo.A Festive Season of Contrasts

The festive season highlighted the contrasting lives of Mpumelelo’s partners. While Tirelo enjoyed Mpumelelo’s undivided attention, Vuyokazi embraced her independence and celebrated with her children. Both women appear to be carving out their own paths amidst the complexities of polygamy and their shared history with Mpumelelo.

As Mpumelelo continues to pursue his ambitious polygamous dream, fans are left wondering how his relationship dynamics will unfold and whether his goal of marrying seven wives will become a reality.

For now, the young reality star remains focused on building his family with Tirelo, while Vuyokazi appears to be thriving as a single mom, embracing a life of joy and independence.